CoinZoom Crypto Debit Card Spending Soars as Cardholders Leverage Rewards for Gas and Groceries

CoinZoom, a prominent global fintech and payments platform, has reported a significant surge in its crypto debit card spending. Cardholders are increasingly leveraging the card's rewards program to mitigate the rising costs of essential goods such as gas and groceries, indicating a broader consumer shift towards innovative financial tools in a high-inflationary landscape.

According to CoinZoom's recent report, card transactions have grown at a similar pace, with the average number of transactions per active cardholder approximately tripling over the same period. In the first half of 2026, the average CoinZoom debit card user earned an estimated $150 per month in rewards through their card spending. The platform offers up to 5% back in crypto on each purchase. Todd Crosland, founder and CEO of CoinZoom, highlighted that a family spending $2,000 a month on everyday purchases could earn up to $100 in rewards, which, at current gas prices, could cover roughly two full tanks.

This growth is not isolated to CoinZoom; the broader crypto-linked card market is also experiencing significant momentum. Data from Paymentscan, a data and analytics firm, reveals that monthly payment volume on crypto-linked cards industrywide escalated from $233 million in May 2025 to $614 million in May 2026, marking a 163% increase within twelve months. Cumulatively, tracked payment volume on such cards has reached nearly $8.2 billion. CoinZoom initially launched its Visa crypto debit card in the U.S. in 2020, expanding its global reach in 2024. The company's user base grew by 87% in 2025, with total card spending quadrupling year-on-year through February 2026.

The surge in crypto debit card usage comes at a time when American consumers are facing significantly higher prices for basic goods compared to several years ago. Reports from the Bureau of Labor Statistics indicate that consumer prices for food at home increased by approximately 23% between 2022 and 2025. Gasoline prices have remained above $4 per gallon nationally since April, averaging $4.09 this week according to the American Automobile Association (AAA), representing a 30% increase from the same week last year. Furthermore, the average credit card interest rate has consistently exceeded 20% for the better part of two years, often negating the value of rewards for consumers carrying a monthly balance.

CoinZoom's debit card expansion is part of a broader trend towards stablecoin-funded debit cards, which has accelerated notably in 2026. Consumers are actively seeking methods to maximize their money's value and gain more from their expenditures amidst persistent inflationary pressures. Analysts anticipate that such crypto-based reward programs, especially with the increasing adoption of stablecoins for everyday transactions, will continue to serve as an attractive alternative for consumers seeking financial flexibility. As emphasized by CoinZoom CEO Crosland, these rewards represent a “real number” for many households, suggesting a sustained demand for similar solutions in the market.